New PDF release: Bitcoin and Mobile Payments : Constructing a European Union

By Gabriella Gimigliano

ISBN-10: 1137575115

ISBN-13: 9781137575111

ISBN-10: 1137575123

ISBN-13: 9781137575128

This e-book offers a serious research of the eu Union’s regulatory framework for cellular funds and bitcoin. Chapters talk about the construction of the european unmarried marketplace for e-payments and mix criminal research with comparative case reports of their exploration of the regulatory demanding situations surrounding e-payments. The contributing authors examine the most important fiscal and criminal problems with the advance of bitcoin and cellular funds in the ecu framework via a comparative lens. They hide subject matters starting from person facts and money safeguard and the soundness of the money procedure to the competitiveness of the ecu industry. supplying a finished and methodological advisor to the bitcoin and cellular funds in Europe, this e-book will end up an illuminating and informative learn for teachers, scholars and coverage makers with an curiosity within the effect of innovation on money structures.

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Additional resources for Bitcoin and Mobile Payments : Constructing a European Union Framework

Sample text

Specific control and security measures for internet payments; the most important rules in this area are those related to strong customer authentication, which is required for the initiation of internet payments, as well as for actions which imply high risks for the customer, as the issuance or amendment of electronic direct debit mandates or the access to or amending of sensitive payment data.  Also providers of wallet solutions are requested to support strong customer authentication when customers log in to the wallet payment services or carry out card transactions via the internet.

14 Moreover, a harmonized process should be created to allow P2P mobile payment data (namely mobile phone numbers or email addresses and IBANs) to be exchanged between local solutions across borders”: the ERPB therefore issued recommendations and set up a work-stream to identify standards to ensure full interoperability between existing solutions, based on the link between the archives 12 After the introduction of the euro, disappointment with the state of cross-border integration for retail payments drove the European Commission to move actively in this field, having less confidence in a purely ‘market-led’ integration process (Ciani, Daniele and Masi, Paola.

1). In comparison with the first directive, the PSD2 identifies additional business models in line with the strategy—affirmed by the EU Commission on several occasions—to encourage the development of a highly competitive market for e-payments. This strategy builds on the progressive and irreversible shift of trade and administrative relations to the internet (e-commerce, e-government) which, according to the community institutions, must be adequately supported with the development of efficient payment methods, easily accessible to all citizens also for cross-border transactions.

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Bitcoin and Mobile Payments : Constructing a European Union Framework by Gabriella Gimigliano


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